Pensions and tax.

When you retire, you might have a mix of incomes, including the State Pension, occupational pensions, and part-time work. These incomes are taxed differently. Understanding how it works and getting organised can help you stay on top of your tax.

It might sound daunting, so we have information about what you need to do – and where to go if you need help.

Tax and retirement

Get an introduction to how tax works when you retire.

 

State Pension

Find out how tax is taken from your State Pension and what you need to do. 

Find out how to pay tax if you cash in your pension pot. 

 

Flexible pension payments

Get information on how to pay tax when you take flexible pension payments.

Tax and other income

Find out how to pay tax on incomes alongside your State Pension, like private pensions or earnings.

Pensions and Self Assessment

Find out if you need complete Self Assessment and what to do if you get a letter about Simple Assessment. 

Tax refunds

Find out what to do if you think you’ve overpaid your pension tax.

 

Getting help

There is plenty of help available if you’re struggling with tax and pensions, from our helpline to government support.